If you’ve tried to buy a property in the past year, especially if you’re a first-time buyer, you’ll probably know that the number of 5% deposit mortgage options has reduced dramatically. In an attempt to reverse this, the latest move from the government is to encourage lenders to start offering these…
First things first, your credit score is a number that represents your credit history. Banks look at your credit history (among other factors) to decide whether you’re likely to pay back your mortgage. If you have credit card debt or you’re dipping into your overdraft they may be concerned, depending…
Over 30% of people aren’t sure what the term ‘remortgaging’ means but, it is a great way to save money on your monthly mortgage payments! If you are one of the many people in the dark about remortgaging, don’t worry, you’re not alone. As your local mortgage advisor, I am…
According to the latest report from the Office for National Statistics, there are roughly 6.9 million smokers in the UK. That’s just under 15% of the population. So, if you are a smoker and are thinking about finding life insurance, you are not alone and I am here to answer…
